Privacy Policy  

Last updated: 8/12/25 

1. Payment Processor 

Payments are processed by Stripe. Zenoo does not store full card numbers. 

2. Stored Payment Method 

Customers must enter a valid card at sign-up. 

Zenoo may store a tokenised representation of the card via Stripe. 

3. Free Checks 

You receive five free checks

After this, purchasing a bundle is required. 

4. Charges for Check Bundles 

  • Charges occur immediately upon purchase 
  • Invoices are issued electronically via Stripe. 
  • Prices exclude VAT/GST/sales tax 
  • Taxes are added based on billing address 
  • Stripe fees may be added where permitted by law 

5. Payment Failures 

If payment fails, Zenoo may: 

  • Retry the charge 
  • Request updated card details 
  • Suspend access to the Platform 

6. Refunds 

Check bundles are non-refundable, except where required by law. 

7. Chargebacks 

Chargebacks result in: 

  • Suspension of the account 
  • Removal of associated check credits 
  • Possible termination 

8. Security 

Stripe handles card data securely under PCI-DSS Level 1. 

AML Buddy – Cookie Policy (Global Version) 

Last updated: [Insert Date] 

1. What Are Cookies? 

Cookies are small text files stored on your device to enhance your experience and improve Platform functionality. 

2. Types of Cookies We Use 

Essential Cookies 

Required for login, navigation, and security. 

Analytics Cookies 

Used to understand platform usage (IP anonymised when required). 

Functional Cookies 

Remember preferences. 

No Advertising Cookies 

AML Buddy does not use ad cookies or tracking for marketing. 

3. Third-Party Cookies 

We may use third-party cookies from: 

  • AWS CloudFront (security)
  • Google Analytics (analytics) 
  • Stripe (payment integrity) 

4. Cookie Controls 

Depending on your jurisdiction: 

  • UK/EU users may accept/reject non-essential cookies 
  • US users may opt-out of analytics cookies where required 

Browser settings can be used to block cookies. 

5. Changes 

We may update this Cookie Policy periodically.