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AML Buddy vs Thirdfort

Thirdfort Limited (Companies House 10757456, London, incorporated 2017) says it works with over 1,500 regulated firms. Facts checked on 24 October 2026, with sources.

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How Thirdfort and AML Buddy differ

Thirdfort and AML Buddy charge in different ways. Thirdfort has a monthly platform fee from £83 or £167 + VAT on a 12-month contract, plus credits for each check. AML Buddy has no platform fee or contract: you pay £4.50 + VAT per check.

Thirdfort does more: source of funds, NFC chip checks designed to meet HM Land Registry’s Safe Harbour standard, KYB and CRM integrations. AML Buddy suits smaller firms that need standard client checks a few times a month.

AML Buddy wrote this page. We’ve tried to be fair and like-for-like; if anything is out of date, email hello@amlbuddy.com.

AML Buddy and Thirdfort side by side

Thirdfort serves: Estate & letting agents, Accountants & bookkeepers, Solicitors & conveyancers. Numbers in brackets link to the sources below.

AML Buddy compared with Thirdfort, with a source for each Thirdfort fact
Feature	AML Buddy	Thirdfort
Pricing model	Per check, prepaid packs	Monthly platform fee + credits[1]
Published price	£4.50 + VAT (£5.40 inc. VAT) per check	Platform from £83/month (estate agents, accountants) or £167/month (law firms, conveyancers) + VAT; credit prices not published[2]
Minimum platform cost per year	None	£996 + VAT (from £83/month) or £2,004 + VAT (from £167/month), before credits — our calculation[3]
Contract	None — no subscription, contract or monthly minimum	12 months; credits valid for two years[1]
Users	Unlimited team members, no per-user fee	Unlimited, at no extra cost[1]
Free checks	5 free checks, once, on sign-up	None advertised (demo-led)[1]
When a check is charged	When the client starts verification, not on invite	Only checks that are completed[1]
Unused checks	Checks don’t expire while your account is open	Credits valid for two years[1]
ID document + selfie	ID document + selfie via one secure link (no liveness check)	Yes, in Thirdfort’s app (the client gets an SMS with download instructions)[4]
NFC passport chip	Not offered	Yes (Enhanced NFC ID)[4]
PEP, sanctions and adverse media	Included in every check	Yes[5]
Ongoing monitoring	Ongoing re-screening	Yes (frequency not stated)[5]
Source of funds (open banking)	Not offered	Yes, plus statement upload and giftor checks[6]
KYB / beneficial owners	Coming soon	Yes[7]
Integrations (property)	None yet	Reapit, Alto, MRI Software[8]
Integrations (legal)	None yet	Minerva, Redbrick, Clio, ProConvey, Actionstep and others[9]
ISO 27001	None	Yes (ISO 27001:2022)[10]

Where Thirdfort is stronger

Source of funds by open banking or statement upload, with giftor journeys and up to four linked co-purchasers.
Enhanced NFC ID that reads the passport chip and is designed to meet HM Land Registry’s Safe Harbour standard.
KYB reports with beneficial owner discovery, and integrations with Reapit, Alto, Clio, Redbrick and other case-management systems.
A large review footprint: 4.5 out of 5 from 7,254 reviews on Trustpilot (mostly from end clients).

Where AML Buddy is different

No platform fee and no 12-month contract. You buy checks in packs from 10 (£54 inc. VAT).
A published per-check price: £4.50 + VAT, with adverse media included.
5 free checks on sign-up, without a sales demo.
When a PEP or address result is ambiguous, AI asks your client clarifying questions before you review it.

Who should choose which

Choose Thirdfort if you are

Conveyancers and law firms that need Safe Harbour NFC checks, source of funds and KYB.
Firms with steady monthly volumes that justify a 12-month platform fee.
Multi-office agencies that want checks inside Reapit or Alto.

Choose AML Buddy if you are

Small estate and letting agents, bookkeepers, accountants and IFAs running a handful of checks a month.
Firms that want a published per-check price with no contract or platform fee.
Firms that don’t need source of funds or KYB today.

AML Buddy vs Thirdfort: questions

Is AML Buddy cheaper than Thirdfort?

It depends on your volume and which checks you need. AML Buddy is £4.50 + VAT per check with no platform fee or contract. Thirdfort charges a platform fee from £83 + VAT a month (estate agents and accountants) or £167 + VAT (law firms and conveyancers), plus credits, and doesn’t publish credit prices. Over a year, that platform fee alone is at least £996 + VAT before any checks (our calculation).

Does Thirdfort have a contract?

Yes. Thirdfort’s pricing page says its contracts run for 12 months and that credits are valid for two years.

Does Thirdfort charge per user?

No. Thirdfort includes unlimited users at no extra cost. AML Buddy has no per-user fee either.

When is a check charged?

Thirdfort says it only charges for checks that are completed. AML Buddy charges a check when your client starts verification, not when you send the link. AML Buddy checks don’t expire while your account is open.

Can AML Buddy do source of funds checks like Thirdfort?

Not today. If you need open-banking source of funds checks or NFC chip checks designed for HM Land Registry’s Safe Harbour standard, Thirdfort covers that.

Can I switch from Thirdfort to AML Buddy?

Yes, once your contract term ends. Keep your existing Thirdfort reports for five years after the business relationship ends (MLR 2017 regulation 40). You can check new clients in AML Buddy straight away, with 5 free checks to start.

Which is better for a small estate or letting agent?

For a handful of checks a month with no need for source of funds, AML Buddy’s pay-per-check model avoids a 12-month platform fee. For checks inside Reapit or Alto and source of funds, Thirdfort fits better.

Compare AML Buddy with other providers · AML Buddy pricing

Sources

All accessed 24 October 2026. Thirdfort is a trademark of its owner; prices and features as published on its website on that date.

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